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生活信息

a. National Health Insurance Program
The National Health Insurance Corporation (http://www.nhis.or.kr) provides health insurance for foreign students. The insurance is designed for overseas Koreans and foreigners who stay in Korea for more than a year. Foreign students, their spouses and their children under 20 are eligible for the insurance. To apply, the student must submit a copy of his/her alien registration card and verification of his/her purpose of stay at an office of the Corporation.
English call center service is available for foreign students at 033-811-2000.
b. International Student Insurance
If students want to buy insurance from a private firm, they can buy medical and injury insurance for foreigners from traveler’s insurance companies. In case of injury or illness, students can get treatment from clinics or hospitals and pay with their own money. Then, they can apply for reimbursement from the insurance company.
(1) Application Process and Documents
International student insurance can be purchased by any foreign students who possess an alien registration card. Students can find the coverage desired or can inquire about information at the university where they will study.
(2) Insurance Fee
Depending on the coverage for injury or illness, the insurance fee varies. In general, it costs approximately 100,000Won with one year coverage of 1 million KRW.
(3) Coverage
- Accidental death and disability: While traveling, if the insured dies or sustains disability by sequel due to a sudden accident
- Accidental Medical Reimbursement (Overseas): While traveling overseas, if the insured gets injured and as a result, he/she undergoes medical treatment by an overseas medical institution, the Company will pay actual medical expense assumed by the insured within the limits of the insured amount.
- Accidental Medical Reimbursement (Domestic, Inpatient): While traveling, if the insured gets injured and as a result, he/she is hospitalized in a domestic medical institution for medical treatment, the Company will pay medical expense including such hospitalization, sickroom and operation within the limits of the insured amount.
- Accidental Medical Reimbursement (Domestic, 0utpatient): While traveling, if the insured undergoes medical treatment as an outpatient in a domestic medical institution, as a result of bodily injury he/she suffered, the Company will pay such medical expense less the deductible per each outpatient’s treatment within the limits of the insured amount.
※ Deductible: 10,000won for a clinic, 15,000won for a hospital and 20,000won for a general specialized hospital.
- Accidental Medical Reimbursement (Domestic, Prescription): While traveling, if the insured gets injured and as a result, he/she gets prescriptions from a domestic medical institution as an outpatient, the Company will pay such the medical expense less the deductible per one prescription within the limits of the insured amount.
   ※Deductible : 8,000won
- Sickness Medical Reimbursement (Domestic, Prescription): While traveling, if the insured gets prescriptions from a domestic medical institution as an outpatient due to a disease, the Company will pay such the medical expense less the deductible per one prescription within the limits of the insured amount.
(4) Reimbursement
In the case of illness or injury, the insured pays for his/her treatment first and will receive reimbursement from the company by submitting receipts for the treatment and medicine
(5) Note
Students are advised to check whether they have any diseases first and then seek a good insurance product with a broad coverage. Also it is very important to carefully read the terms & conditions and to understand the coverage.
Last modified : 2019-12-23